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WEBSITE TERMS AND CONDITIONS
   
 
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Your access to and use of this Florida Housing Finance Corporation (FHFC) website, www.FloridaHousing.org (FHFC Website), is subject to the following Terms and Conditions:

PLEASE READ THE FOLLOWING TERMS AND CONDITIONS CAREFULLY AS THEY GOVERN YOUR USE OF THE FHFC WEBSITE. BY USING THE FHFC WEBSITE, YOU AGREE TO BE BOUND BY THESE TERMS AND CONDITIONS, AND ANY SUPPLEMENTAL TERMS AND CONDITIONS THAT MAY GOVERN YOUR USE OF THE PARTICULAR SERVICE OFFERED BY FHFC THROUGH THE FHFC WEBSITE. THESE TERMS AND CONDITIONS MAY BE MODIFIED BY FHFC FROM TIME-TO-TIME AND POSTED ON THE FHFC WEBSITE.

Limited Use. You will not use the FHFC Website for any purpose that is unlawful or prohibited by these Terms and Conditions. You may not use the FHFC Website in any manner that could damage, disable, overburden, or impair the FHFC Website or interfere with any other party's use of the FHFC Website. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information obtained from the FHFC Website.

FHFC reserves the right to terminate or suspend your access to the FHFC Website at any time.

Copyrights, Proprietary Rights and Trademarks. FHFC is the owner of all information, documentation and other content posted in the FHFC Website (collectively, the “Information”), unless otherwise indicated therein. Without limiting the foregoing, the graphics, icons and overall appearance of the FHFC Website are the property of FHFC. The Information is protected by U.S. copyright laws, both as individual works and as a collection. You agree not to delete any copyright or similar notice from any Information. You may not sell or republish, or copy for other than your own individual use, the Information or any portion thereof without the prior written consent of FHFC. FHFC names, logos, designs, slogans, trademarks and service marks may not be used in any advertising, publicity or promotion or in any other commercial manner without the prior written consent of FHFC. FHFC’s corporate logo may be used as a web page link in some circumstances, provided you obtain FHFC’s prior written consent.

No Offer or Solicitation of Securities. The FHFC Website may include Information related to or referenced in offering documentation for certain FHFC securities, such as FHFC bonds. FHFC securities may not be eligible for offer or sale in certain jurisdictions or to certain persons. Any such Information is provided for your general information only is current only as of its specified date and does not constitute an offer to sell or a solicitation of an offer to buy securities. All Information regarding or relating to FHFC securities is qualified in its entirety by the relevant offering documents and any related supplements. Investors are directed to review the relevant offering documents and any related supplements before making a decision with respect to the purchase or sale of any security. In addition, before purchasing any security, please consult your legal and financial advisors for information about and analysis of the security, its risks and its suitability as an investment in your particular circumstances. You are responsible for checking the accuracy, completeness, currency and/or suitability of all information. FHFC makes no representations, guarantees, or warranties as to the accuracy, completeness, currency, or suitability of the Information provided via the FHFC Website.

Links to and from the FHFC Website. The FHFC Website contains links with one or more websites operated by or with respect to which content is provided by third parties. For purposes of these Terms and Conditions, the term “link” includes both outlinks (hypertext links to external websites or content) and inlinks (hypertext links that draw material from other sources into the FHFC Website). FHFC has no control over any such other websites, their contents or their operators and will have no liability arising out of or related thereto. The existence of any such links does not constitute an endorsement of such websites, the contents of the websites or the operators of the websites. Each of these websites maintains its own privacy and data collection policies and procedures. If you visit a third-party website that is linked to the FHFC Website, you should consult that website’s privacy policy and terms of use. FHFC’s Terms and Conditions, privacy policies and statements will not apply to third-party websites, whether or not such sites have privacy policies and/or terms of use.

Communications. If you send a message or information to the FHFC Website, you hereby grant to FHFC the right to read, use, distribute, disclose and otherwise handle the communication and any related information as FHFC deems appropriate in its sole judgment. Any information received by FHFC is a public record pursuant to Chapter 119, Florida Statutes, unless such information, communication or document is subject to a specific statutory exemption. Except to the extent the FHFC Website provides otherwise, any information you send will be deemed to be “Information” as that term is defined in these Terms and Conditions.
YOU ARE HEREBY ADVISED THAT, EXCEPT TO THE EXTENT EXPRESSLY PROVIDED OTHERWISE ON THE FHFC WEBSITE, NO FACILITIES ARE PROVIDED AND NO PROVISIONS ARE MADE FOR SENDING OR RECEIVING CONFIDENTIAL COMMUNICATIONS. TO THE EXTENT SUCH FACILITIES ARE PROVIDED OR PROVISIONS ARE MADE, IT IS SOLELY ON AN “AS IS” BASIS, WITH NO WARRANTIES OF ANY KIND WHATSOEVER, EITHER EXPRESS OR IMPLIED.

Internet Privacy Policy. Under Florida law, e-mail addresses are public records. If you do not want your e-mail address released in response to a public records request, do not send electronic mail to this entity. Instead, contact this office anonymously or in person.

Thank you for visiting Florida Housing's web site. Your privacy is very important to us. Simply stated, our policy is to collect no personal information about you when you visit our site, unless you affirmatively choose to make such information available to us.

This server automatically recognizes only the Internet domain and IP address from which you accessed the site. This information does not result in the identification of your personal e-mail address or other personal information.

In addition, information is only gathered regarding the volume and timing of access to the site by collecting information on the date, time and pages you visited while at the site. This is done so that the content of the site can be improved, and your personal information is not identified.

If you choose to share personal information, such as by subscribing to an e-newsletter, sending a message, or filling out an electronic form with personal information, the information will be saved for a designated period of time in order to comply with the State of Florida's archiving policies. However, information will not be disclosed to third parties or other government agencies, unless required by state or federal law. Please note that Florida's public records law requires that all information received in connection with state business be made available to anyone upon request, unless the information is subject to a specific statutory exemption.

No Warranties--Limitation of Liability. FHFC does not guarantee that the Information on the FHFC Website is accurate, current or suitable for any particular purpose. FHFC assumes no obligation to update or continue to post the Information. FHFC does not guarantee that access to the FHFC Website will be uninterrupted, that the FHFC Website will be free of viruses or that the FHFC Website cannot be tampered with by third parties. While FHFC has implemented security measures designed to protect most information sent to the FHFC Website, FHFC does not guarantee that information sent to the FHFC Website will not be obtained, reviewed, disclosed or tampered with by third parties.
THE FHFC WEBSITE AND THE INFORMATION RELATED THERETO ARE PROVIDED ON AN “AS IS” BASIS, WITH NO WARRANTIES OF ANY KIND WHATSOEVER, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, ANY WARRANTIES OF TITLE OR ACCURACY OR ANY IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. USE OF THE FHFC WEBSITE IS AT THE USER’S SOLE RISK. IN NO EVENT WILL FHFC BE LIABLE FOR ANY DAMAGES WHATSOEVER ARISING OUT OF OR RELATED TO THE FHFC WEBSITE (INCLUDING, BUT NOT LIMITED TO ANY SOFTWARE RELATED THERETO), ANY WEBSITE OPERATED BY A THIRD PARTY OR ANY INFORMATION CONTAINED IN THE FHFC WEBSITE OR ANY OTHER WEBSITE, INCLUDING, BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, WHETHER UNDER A CONTRACT, TORT OR ANY OTHER THEORY OF LIABILITY, EVEN IF FHFC IS AWARE OF THE POSSIBILITY OF SUCH DAMAGES.

You shall indemnify and hold harmless FHFC from and against any and all claims, demands, actions, causes of action, suits, proceedings, losses, damages, costs, and expenses, including reasonable attorney fees, arising from or relating to your access and/or use of or interaction with the FHFC Website, or any of your acts, errors, or omissions in connection therewith, including, but not limited to, matters relating to incorrect, incomplete, or misleading information, libel, invasion of privacy, infringement of a copyright, trade name, trademark, service mark, or other intellectual property, any defective product or any injury or damage to person or property caused by any products or Information sold or otherwise distributed through or in connection with the FHFC Website, or violation of any applicable law.

General. The provisions of these Terms and Conditions are severable. If any such provision is determined to be unenforceable, such unenforceability will not affect any other provision of these Terms and Conditions, and the Terms and Conditions will be construed as if such unenforceable provision had not been contained herein. No waiver by FHFC of any right under or provision of these Terms and Conditions will be deemed to be either a waiver of any other such right or provision or a waiver of that same right or provision at any other time.

This Website is not intended to provide legal advice, and has been prepared by FHFC for informational purposes only.

These Terms and Conditions were updated on or about January 12, 2009.